Cheque book ban in India last date to deposit exchange cheques in banks

After Demonetisation of old currency notes in India the next move of Narendra Modi’s BJP led Indian government will be to impose Cheque book ban. What are advantages and disadvantages of banning of Cheque books, cheque leaves in India and how will it affect economic sector of India.

Few months back to increase digital money and cashless transactions in India, demonetisation of 500, 1000 notes was done. There were lakhs of people who complied about this move by Government and it was considered as a failure. Later Government was forced to issue new 2000, 500, 200 notes in India to overcome problems of cash shortage due to demonetisation impact. Now again a news is coming out that Cheque book ban will be imposed in 2018 and the year 2017 will see end of cheque books. When will be last date of using cheques for doing transactions in India is being asked by all common people, businessmen .etc.

News of proposed Cheque book ban came out at venue of Digital Rath in which General secretary of Confederation of All India Traders (CAIT) told media about it. They pointed out fact that in coming months India will stop using cheque books and cheque leaf facility all together. To overcome such situations all traders should start making use of digital transactions in receiving and making payments.


At present 95% of transactions in India is made through cash and cheques even though digital transactions is being promoted. Around Rs 25,000 crore is spend by Government in printing of new currency notes and Rs 6,000 crore spent for providing security to it. In this manner banks also utilize a huge amount of money for ATM counters at different locations and as maintenance charges for it.

India Cheque book ban date news

Presently Banks deduct service charge for debit and credit card transactions. If use of digital money is promoted more and cheque ban in India is implemented it will help both banks and Government. This will make Government provide subsidy to banks who will in turn avoid service charges on debit, credit card transactions.

Cheque book ban india news

Even though digital transactions in India increased in December 2016, January 2017 during demonetization, there are trends showing that it is coming down. As cash availability increased over past several months, people are opting for more cash transactions than digital payments.

Cheque payments of  big amounts are done daily without making digital transactions. People collect cheque amount directly from banks as cash without depositing it into their bank accounts. If cheque book ban in India is done it will have a great impact which will increase digital payments. This is the main motive behind banning of cheque leaf payments in India.

Dates of cheque book ban implementing in India is not known at present. It will be announced some time in December 2017 or in January 2018. What will be last date to deposit cheque leaf in bank before it is demonetised.


Cheques banned in India latest news last date cheque books 2018

Cheque ban in India is now latest talk in this country. On 21 November 2017 breaking news came out that a new kind of surgical strike may be carried out by Indian government in cash transactions. There are possibilities that to increase digital transactions the government may place a ban on cheque transactions through banks. Even though no confirmed news came out regarding this many people have started asking questions like what will be effect of Cheques banned in India and what is latest news coming out about it.

What will be the last date for using a checkbook or cheque leaf / leaves in India for doing Bank transactions. Most probably the last date for such a change will be some time in year 2018. There are no confirmed news regarding cheque book banning in India.

Indian Prime Minister Narendra Modi started demonetization of old notes 500, 1000 in November 2016 . One year has passed since demonetization impacted millions of common people. Indian government said that it is giving more importance to digital money for online transactions visible decrease additional expenses for government and banks.

Actually what is need for Cheques banned in India and how will it help economic situation of this country.

Cheques banned in India news updates

Till now no such a declaration has been made by Indian government. These are just a possibility is that came out through media regarding possibilities of banning a cheque books in India.

Cheques banned in India news

It will surely happen in 2017 or 2018. What are reasons that justify Indian government’s move to implement cheques banned in India.

Crores of money is spend every year in printing of currency notes by Indian government. And crores of money is spent for giving protection to it. Banks also spend crores of money for providing ATM services and maintaining it.

If all transactions are made online then it will help government and banks by saving crores of money. In previous years banks used to give checkbooks at free of cost.

Recently banks are charging money for giving cheque leaves or checkbooks to its customers and this is considered as a way to reduce use of cheque leaves in bank transactions.


Malayalam calendar 2018 download Kerala pdf calendar January – December 2018

Calendars in Kerala are an unavoidable thing for people of Kerala to find out dates. There are lot of uses for calendars in Malayalam as it has Panchangam. This is why Malayalam calendar 2018 download is considered as very important. Most Malayalam newspapers release it’s online and offline printed calendars.

As time has changed most people are depending on online calendars which can be downloaded and viewed in mobile phones. Lot of companies have also released mobile app Malayalam calendars that can be installed in android and iOs version mobiles. Specialty of Kerala calendars is that it has detailed markings of public holidays, common festival dates in Kerala. Above all it has detailed Panchangam including birth star dates which is most useful for Hindus who use it for their religious requirements and other needs.

Malayalam calendars also have Rahu Kalam, Gulika kalam timings based on each day of week. Also calendars in printed forms give a nostalgic view to everyone. It is impossible for a Keralite to think of living a year without at least one calendar of that year hanging in wall.

Calendars are used for finding out auspicious dates and times for doing important things in life like marriages, house warming .etc. Along with malayalam calendars published by Newspaper publisher like Malayala Manorama, Mathrubhumi, Kaumdui there is official calendar from Kerala government whcih is also popular among people.

Malayala Manorama calendar and Mathrubhumi calendar has been popular in all homes at Kerala for past few decades. Latest trend is that online calendars are shared by people in PDF format through social media sites like Facebook, Whatsapp.

Kerala Malayalam calendar 2018 download

These are 2018 months calendar with all correct information of holidays, panchangam .etc.

Malayalam calendar 2018 months images

malayalam calendar 2018 Malayalam calendar 2018 all months

  • Pocket calendar for 2018

As official calendar is being prepared android and iOs version calendars will be released within coming few weeks only. We will update details of new online Kerala calendars for year 2018 based on new mobile apps coming in Google Playstore and Apple ios store.

2018 Pocket calendar

2018 Malayalam calendar months images

January 2018 calendar (Malayalam calendar 2018 download) february 2018 calendar march 2018 calendar april 2018 calendar may 2018 calendar june 2018 calendar july 2018 calendar august 2018 calendar september 2018 calendar october 2018 calendar november 2018 calendar december 2018 calendar

There may be some changes in public holidays mentioned in 2018 Malayalam calendar. So we are updating dates which are given Public holiday based on Kerala government.

  • Mannam Jayanthi 2/1/18
  • Republic Day 26/1/18
  • Sivarathri 13/2/18
  • Maundi Thursday 29/3/18
  • Good Friday 30/3/18
  • Easter 1/4/18
  • Ambedkar day 14/4/18
  • Vishu 15/4/18
  • May Day 1/5/18
  • Id-ul-fitr 15/6/18
  • Independence Day 15/8/18
  • Bakrid 22/8/18
  • First onam 24/8/18
  • Thiruvonam 25/8/18
  • Sree Narayana Guru Jayanthi 27/8/18
  • Ayankali Jayanthi 28/8/18
  • Karkkidaka Vavu 11/8/18
  • Third Onam 26/8/18
  • Muharram 20/9/18
  • Sree Narayana Guru Samadhi Day 21/9/18
  • Sreekrishna Jayanthi 2/9/18
  • Gandhi Jayanthi 2/10/18
  • Mahanavami 18/10/18
  • Vijayadashami 19/10/18
  • Deepavali 6/11/18
  • Milad-i-Sherif 20/11/18
  • Christmas 25/12/18