BHIM app is going to be next revolutionary decision taken by Indian Prime Minister Narendra Modi after demonetization. On 30 December 2016 Bharat Interface for Money mobile app was launched in India. This app enables e-payments without need of data connection or internet. Bhim app download is now most inquired by everyone as it is an essential one to make cashless payments.
With launch of BHIM app it will link to bank accounts connected through an Aadhaar based payments system. Earlier there was criticizing that cash demonetisation and recommendation to use online transactions was a way to help online mobile wallets.
To overcome such allegations BHIM app is launched in India which is an Unified Payment Interface (UPI) through which payments can be made. Features of Bharat Interface for Money mobile app are very superior and advantageous to everyone.
There will be no need for any internet or data connection to use Bharat Interface for Money mobile app.After Bhim app download and install there is no requirement for internet or a smart phone. Only requirement is that a person should have an Aadhar number which is linked to his or her bank accounts.
The thumb impression which is taken and recorded as part of Aadhar card will be used instead of PIN number or password. Presently a 4 digit PIN number is required for BHIM app transactions. Soon thumb impression linked to Aadhar bank accounts will be used to make payments for shopping or other requirements. In India illiterate people used to make their thumb impressions instead of making signatures. This revolutionary mobile app called BHIM app launched in India can be used by all categories of people.
This will be a big answer to criticizing that online transactions is impossible for illiterate people of India or common people. Just a thumb impression is required for making an online payment which does not even require a internet connection. There will be lot of doubts to customers and shops or business owners regarding how to use Bhim app. All these problems can be resolved easily and India will make this an example to whole World to follow them.
So what are procedures for Bhim app download into your phones based on your operating system’s platform. Presently Bhim app download (भीम ऐप डाउनलोड) for android phone is only possible. Soon BHIM USSD platform will be available for all types of operating systems.
With help of this mobile app based on UPI system it will be easy for people to send and receive money through their mobile phones by linking bank accounts. On setting up their BHIM app they will get an UPI PIN number which is to be used for transactions. Later PIN number will be replaced by thumb impressions of Aadhar holders.
Cashless payments will become a reality and easy to use for everyone with launch of BHIM app from 30-12-2016. Bhim app will be most useful payment app in 2017 which can even replace mobile wallets like Paytm, Mobikwik, Freecharge .etc. Arrival of Bhim app is considered to bring an end to all private mobile wallets because they cannot conquer with features of Aadhar linked BHIM.
Bhim app download for Android भीम ऐप डाउनलोड
Download and Installing of BHIM (Bharat Interface for Money) mobile application for android apk version smart phones is available at present.
You can download BHIM android app from Google Playstore at https://play.google.com/store/apps/details?id=in.org.npci.upiapp
Knowing about android version of BHIM app there has been several inquiries regarding, how to download BHIM iOs app from iTunes Apple store or Microsft store for windows or for Blackberry customers. As per latest updates there will be a BHIM iOs app release soon after testing it in android version.
How to Install and Use Bhim app to Send, Receive Money
After successful downloading of BHIM app you have to install it in your phone. Later open BHIM app from phone and enter your phone number which is used in your phone and in your bank account linked with Aadhar card number. This phone number will act as your payment address or name in all transactions done with it.
Using this mobile number in your BHIM app you can send, receive money from anyone. There are few limits in total transaction that can be done per day. Most Banks in India are able to process transactions according to BHIM app.
Presently following banks are listed in BHIM app. Check whether your bank listed in UPI (Unified Payment Interface) enabled banks.
- State Bank of India
- Canara Bank
- Syndicate Bank
- South Indian Bank
- Union Bank of India
- United Bank of India
- Axis Bank
- Vijaya Bank
- Kotak Mahindra Bank
- Oriental Bank of Commerce
- Punjab National Bank
- RBL Bank
- Allahabad Bank
- Andhra Bank
- Bank of Baroda
- Bank of India
- Bank of Maharashtra
- Catholic Syrian Bank
- Central Bank of India
- DCB Bank
- Dena Bank
- Federal Bank
- HDFC Bank
- ICICI Bank
- IDBI Bank
- IDFC Bank
- Indian Bank
- Indian Overseas Bank IOB
- IndusInd Bank
- Karnataka Bank
- Karur Vysya Bank
- Standard Chartered Bank
All bank accounts which have mobile banking enabled can use BHIM app. This app is now supporting Hindi, English languages and is expected to come with more local languages. Transaction Limit through BHIM app is up to Rs.10,000 in a single transaction and per day limit is capped to a total amount of Rs 20,000.